COMMERCIAL LOANS
A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank or alternative lender. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford
Here is a list of the different types of commercial property loans available:
Aquisition & Development
Business Loans
Joint Ventures
Notes Purchased
Refinance - Rate & Term
SBA Loans
Bond
Construction Loans
Mezzanine
Purchase
Remodel/Renovation
Second Mortgages
Bridge Loans
Forward Commitments
Non Recourse
Refinance - Cash Out
Rate & Term Loans
Here are some of the property types we can Finance:
Agricultural
(Ranches, Farms etc)
Leisure
(Golf Course, RV Parks etc)
Churches
Office Buildings
Parking Lot Sites
Self Storage Facilities
Automotive
(Gas Station, Car Wash etc.)
Medical
(Hotels & Motels)
Land
Office Condos
Rehabilitation Facilities
Single Tenant Buildings
Hospitality
(Hotels & Motels)
Industrial
(Warehousing & Manufacture)
Mixed Use Properties
Owner Occupied Business
Rehabilitation Facilities
Office Complexes
BUSINESS LOANS
Equipment Leasing
The equipment leasing market is a fast growing segment of the commercial lending market. All companies must invest in equipment to grow their business and to improve their company’s overall efficiency. Equipment financing or leasing is an ideal way for corporations to purchase new equipment without investing a significant amount of capital upfront.
Business Lines of Credit
A Business line of credit is offered like a credit card for businesses for a lot of different reasons. A business will have a predetermined amount of credit with one of our banks and can use it over time as needed for working capital. Collateral is not usually required unless the business has poor credit when they apply. The amount issued for a business line of credit depends on the business's credit rating and cash flow.
Accounts Receivable Factoring
With the challenging economic environment, Accounts Receivable Factoring has become an important option for many small and medium companies. By offering Accounts Receivable Factoring services, we can help you alleviate short-term cash flow shortages by enabling you to use your Accounts Receivable as security for short-term lines of credit or cash.
Working Capital Loans
A business can have access to cash for any reason. This is a very easy loan to qualify for and they fund in 2-3 days.
SBA Loans
SBA provides loans for people who are looking to start a business or expand an existing business. SBA participates in a number of loan programs designed for business owners who may have trouble qualifying for a traditional bank loan.
PERSONAL LOANS
Loans up to $50,000.00 for any reason down to a 500 credit score. We are also able to offer businesses credit services that will allow their customers to finance their purchase.